Which apps work with a UPI QR code?

All UPI-compliant apps work with standard UPI QR codes including Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, and the native banking apps of all major Indian banks including SBI, HDFC, ICICI, Axis, Kotak, and others.

Do I need a business account to accept UPI payments?

No. Personal UPI accounts can receive payments from other UPI users. However, for commercial use, a business UPI account from your bank provides additional features such as payment reconciliation reports and higher transaction limits.

Is there a transaction fee for UPI payments?

UPI person-to-person transactions are free. Merchant UPI transactions may have a small charge depending on the merchant category and bank. Check with your bank for the current merchant transaction fee applicable to your business category.

Can I generate a UPI QR code for a foreign currency amount?

UPI is a Rupee-denominated payment system. All UPI transactions settle in INR. If you need to collect foreign currency payments, use a different payment method.

QR-Code-Generator UPI-Zahlung

UPI-ID / VPA

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